<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Maple Tree Funding</title>
	<atom:link href="http://www.mapletreefunding.com/blog/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.mapletreefunding.com/blog</link>
	<description>New York Mortgage News</description>
	<lastBuildDate>Thu, 03 May 2012 19:00:46 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.2.1</generator>
		<item>
		<title>Seller&#8217;s Concession Breakdown</title>
		<link>http://www.mapletreefunding.com/blog/2012/05/03/sellers-concession-breakdown/</link>
		<comments>http://www.mapletreefunding.com/blog/2012/05/03/sellers-concession-breakdown/#comments</comments>
		<pubDate>Thu, 03 May 2012 19:00:46 +0000</pubDate>
		<dc:creator>Shane Latza</dc:creator>
				<category><![CDATA[Mortgage Info]]></category>

		<guid isPermaLink="false">http://www.mapletreefunding.com/blog/?p=127</guid>
		<description><![CDATA[Below is a breakdown of seller&#8217;s concession based on loan type.  Maple Tree Funding and our wide variety of lenders offer numerous loan programs and below shows a breakdown for seller&#8217;s concession: FHA Purchase &#8211; Maximum of 6% of the Sales Prices USDA Purchase – The seller’s concession can cover 100% of the financing based [...]]]></description>
		<wfw:commentRss>http://www.mapletreefunding.com/blog/2012/05/03/sellers-concession-breakdown/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is FHA Mortgage Insurance?</title>
		<link>http://www.mapletreefunding.com/blog/2012/04/11/what-is-fha-mortgage-insurance/</link>
		<comments>http://www.mapletreefunding.com/blog/2012/04/11/what-is-fha-mortgage-insurance/#comments</comments>
		<pubDate>Wed, 11 Apr 2012 20:21:00 +0000</pubDate>
		<dc:creator>Shane Latza</dc:creator>
				<category><![CDATA[Mortgage Info]]></category>

		<guid isPermaLink="false">http://www.mapletreefunding.com/blog/?p=118</guid>
		<description><![CDATA[FHA Mortgage Insurance, also known as MIP or Mortgage Insurance Premium is insurance on an FHA home mortgage.  The borrower pays for this insurance (generally added on to the loan amount) incase the loan is defaulted on.  There is an upfront MIP and a monthly add-on Mortgage Insurance that gets paid along with the Principle [...]]]></description>
		<wfw:commentRss>http://www.mapletreefunding.com/blog/2012/04/11/what-is-fha-mortgage-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What paperwork do I need for a home purchase?</title>
		<link>http://www.mapletreefunding.com/blog/2012/03/21/what-paperwork-do-i-need-for-a-home-purchase/</link>
		<comments>http://www.mapletreefunding.com/blog/2012/03/21/what-paperwork-do-i-need-for-a-home-purchase/#comments</comments>
		<pubDate>Wed, 21 Mar 2012 19:14:51 +0000</pubDate>
		<dc:creator>Shane Latza</dc:creator>
				<category><![CDATA[Mortgage Info]]></category>

		<guid isPermaLink="false">http://www.mapletreefunding.com/blog/?p=106</guid>
		<description><![CDATA[Although there are many documents that need to be signed during the Mortgage Process, there are certain documents or paperwork that a client can have handy ahead of time.  Below is a list of documentation that we ask our clients to gather to help speed along the home purchase process: Copy of Driver&#8217;s License Copy [...]]]></description>
		<wfw:commentRss>http://www.mapletreefunding.com/blog/2012/03/21/what-paperwork-do-i-need-for-a-home-purchase/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Brokers &#8211; More Choices</title>
		<link>http://www.mapletreefunding.com/blog/2012/03/09/mortgage-brokers-more-choices/</link>
		<comments>http://www.mapletreefunding.com/blog/2012/03/09/mortgage-brokers-more-choices/#comments</comments>
		<pubDate>Fri, 09 Mar 2012 21:23:16 +0000</pubDate>
		<dc:creator>Shane Latza</dc:creator>
				<category><![CDATA[Programs]]></category>

		<guid isPermaLink="false">http://www.mapletreefunding.com/blog/?p=101</guid>
		<description><![CDATA[With so many loan programs, it is our job as Mortgage Brokers to understand what programs fit our clients.  Maple Tree Funding&#8217;s Mortgage Loan Originators are licensed professionals and understand that not every client fits into a certain loan program.  Why use a broker?  A common question that we hear quite often.  At Maple Tree [...]]]></description>
		<wfw:commentRss>http://www.mapletreefunding.com/blog/2012/03/09/mortgage-brokers-more-choices/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New FHA Premiums</title>
		<link>http://www.mapletreefunding.com/blog/2012/02/29/new-fha-premiums/</link>
		<comments>http://www.mapletreefunding.com/blog/2012/02/29/new-fha-premiums/#comments</comments>
		<pubDate>Wed, 29 Feb 2012 18:19:16 +0000</pubDate>
		<dc:creator>Shane Latza</dc:creator>
				<category><![CDATA[Programs]]></category>

		<guid isPermaLink="false">http://www.mapletreefunding.com/blog/?p=95</guid>
		<description><![CDATA[Beginning April 1, FHA Mortgages, which is the largest insurer of low-down payment mortgages, will raise the up-front insurance premium it charges borrowers by 75 basis points to 1.75% of the base loan amount.  (Currently it is 1.00% of the base loan amount). In addition, annual insurance premiums will go up 0.1 percentage point for [...]]]></description>
		<wfw:commentRss>http://www.mapletreefunding.com/blog/2012/02/29/new-fha-premiums/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What&#8217;s your Credit?</title>
		<link>http://www.mapletreefunding.com/blog/2012/02/24/whats-your-credit/</link>
		<comments>http://www.mapletreefunding.com/blog/2012/02/24/whats-your-credit/#comments</comments>
		<pubDate>Fri, 24 Feb 2012 16:47:42 +0000</pubDate>
		<dc:creator>Shane Latza</dc:creator>
				<category><![CDATA[About Us]]></category>

		<guid isPermaLink="false">http://www.mapletreefunding.com/blog/?p=90</guid>
		<description><![CDATA[In December, a couple called in with scores that needed improving in order to become qualified for a home purchase.  This is an actual example, but for privacy reasons, we will call this couple Mitch and Brenda.  This is an example of how Maple Tree Funding can assist a client to get ready for a [...]]]></description>
		<wfw:commentRss>http://www.mapletreefunding.com/blog/2012/02/24/whats-your-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Broader Housing Refinance Plan Announced</title>
		<link>http://www.mapletreefunding.com/blog/2012/02/01/broader-housing-refinance-plan-announced/</link>
		<comments>http://www.mapletreefunding.com/blog/2012/02/01/broader-housing-refinance-plan-announced/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 17:15:36 +0000</pubDate>
		<dc:creator>Shane Latza</dc:creator>
				<category><![CDATA[Programs]]></category>

		<guid isPermaLink="false">http://www.mapletreefunding.com/blog/?p=84</guid>
		<description><![CDATA[New Finance Plan just announced.  If you have a mortgage that is more than what your house is worth and you have been rejected in the past for a refinance because of this, this may be your chance for a refinance!  The program is the latest administration effort to help homeowners in the face of a [...]]]></description>
		<wfw:commentRss>http://www.mapletreefunding.com/blog/2012/02/01/broader-housing-refinance-plan-announced/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Homes for sale in New York</title>
		<link>http://www.mapletreefunding.com/blog/2012/01/13/homes-for-sale-in-new-york/</link>
		<comments>http://www.mapletreefunding.com/blog/2012/01/13/homes-for-sale-in-new-york/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 20:36:01 +0000</pubDate>
		<dc:creator>Shane Latza</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>

		<guid isPermaLink="false">http://www.mapletreefunding.com/blog/?p=75</guid>
		<description><![CDATA[If you Google the title of this Blog “Homes for sale in New York” you may get well over 50,000,000 results (in about 3 seconds of course).  The tool the internet provides of getting a good look at a property in the comfort of your own home has become a House Hunting standard for the [...]]]></description>
		<wfw:commentRss>http://www.mapletreefunding.com/blog/2012/01/13/homes-for-sale-in-new-york/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When should I refinance my mortgage?</title>
		<link>http://www.mapletreefunding.com/blog/2012/01/12/when-should-i-refinance-my-mortgage/</link>
		<comments>http://www.mapletreefunding.com/blog/2012/01/12/when-should-i-refinance-my-mortgage/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 20:14:32 +0000</pubDate>
		<dc:creator>Shane Latza</dc:creator>
				<category><![CDATA[Mortgage Info]]></category>

		<guid isPermaLink="false">http://www.mapletreefunding.com/blog/?p=70</guid>
		<description><![CDATA[As a Mortgage Broker, we read many articles about when a homeowner should refinance.  The problem is, each homeowner is different, each loan is different, and each goal is different!  Just because it’s fun to review and crunch numbers, let’s take a look at this example: Client A has a mortgage rate of 5.25%.  Client [...]]]></description>
		<wfw:commentRss>http://www.mapletreefunding.com/blog/2012/01/12/when-should-i-refinance-my-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Where will mortgage rates be in 2012?</title>
		<link>http://www.mapletreefunding.com/blog/2012/01/04/where-will-mortgage-rates-be-in-2012/</link>
		<comments>http://www.mapletreefunding.com/blog/2012/01/04/where-will-mortgage-rates-be-in-2012/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 16:35:14 +0000</pubDate>
		<dc:creator>Shane Latza</dc:creator>
				<category><![CDATA[Mortgage Info]]></category>

		<guid isPermaLink="false">http://www.mapletreefunding.com/blog/?p=64</guid>
		<description><![CDATA[Trying to “time the market” is tricky when it comes to buying and selling stocks…  Trying to figure out where mortgage rates will be can be just as tricky; however, there are certain aspects that can be viewed as positives towards a future outlook. According to Freddie Mac, Mortgage rates will remain “very low”, at [...]]]></description>
		<wfw:commentRss>http://www.mapletreefunding.com/blog/2012/01/04/where-will-mortgage-rates-be-in-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

