Capital District New York FHA Loans

Great News!  We are FHA approved!

FHA loans have been helping people become homeowners since 1934.  The Federal Housing Administration (FHA) insures the loan, so we can offer you a better deal through our lenders...

It includes:

• Low down payments
• Low closing costs
• Easy credit qualifying

Buying your first home?
FHA might be just what you need. Your down payment can be as low as 3% of the purchase price, and most of your closing costs and fees can be included in the loan. Available on 1-4 unit properties.

Refinance or Fix-up Home?
FHA has a loan that allows you to buy a home, fix it up, and include all the costs in one loan. Or, if you own a home that you want to re-model or repair, you can refinance what you owe and add the cost of repairs - all in one loan.

FHA may be your ticket to getting into your dream house...  If you are interested to see if you qualify for an FHA loan, please call us and speak to one of our loan reps at 518-782-1202 or toll free at 1-866-782-1202.  We do all the work for you. 

We Provide, You Decide!

Why Choose FHA Loans?

The benefits of an FHA mortgage include the following:

* Lower Rates: Since it’s the Federal Government insuring FHA loans for the lenders, FHA mortgages may offer interest rates that are lower than conventional loans.

* Reduced Down Payment : FHA mortgages can be obtained with only 3% down and the down payment may come in the form of a gift from employers, family members, or charitable organizations.

* Easier to Qualify: As FHA mortgages are insured, lenders are generally far more willing to offer loan terms and qualifications that are easier to meet than conventional loans.

* Lower Impact from Credit: FHA loans are ideal for people with poor or less-than-perfect credit, as even people who’ve suffered credit and employment challenges (including bankruptcy) can still qualify for one.

* Default Protection: The FHA offers numerous options to FHA mortgagees in a bind, so contact Maple Tree Funding and we can review your options.

Call us today to see if you qualify for an FHA loan!