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Latham, NY 12110
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US Department of Housing & Urban Development

Special Information Booklet

A special information booklet (Shopping for Your Home Loan: HUD's Settlement Cost Booklet) must be provided if the loan is intended to finance a home purchase.

It contains:

  • general information about shopping for a home
  • loan and settlement services.
  • an explanation of the GFE and the HUD-1 settlement statement.
  • Warning about providing false information

Click on the link below to view the PDF of the HUD Handbook

(Shopping for your Home Loan - HUD's Settlement Cost Booklet):

HUD Settlement Cost Booklet - HUDHandBook.pdf

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FHA UPDATE:  Starting April 1st, 2013 - New Annual MIP Factor

FHA Case # Assignment Date 

Loan Term  

LTV
 

 Upfront MIP
 

Annual MIP  

Upfront

As of 4/1/13

Before

4/1/13

Starting 4/1/13

<=15 Years  

<=90%

1.75%

0.35% 

0.45%

>90%

1.75%

0.60%

0.70%

>15 Years  

<=95%

1.75%

1.20%

1.30%

>95%

1.75%

1.25%

1.35%

* For loans over $625,500 contact us for MI Premiums

 

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