Documents & Newsletters
US Department of Housing & Urban Development
Special Information Booklet
A special information booklet (Shopping for Your Home Loan: HUD's Settlement Cost Booklet) must be provided if the loan is intended to finance a home purchase.
It contains:
- general information about shopping for a home
- loan and settlement services.
- an explanation of the GFE and the HUD-1 settlement statement.
- Warning about providing false information
Click on the link below to view the PDF of the HUD Handbook
(Shopping for your Home Loan - HUD's Settlement Cost Booklet):
HUD Settlement Cost Booklet - HUDHandBook.pdf
_______________________________________________________
FHA UPDATE: Starting April 1st, 2013 - New Annual MIP Factor
FHA Case # Assignment Date |
||||
Loan Term |
LTV |
Upfront MIP |
Annual MIP |
|
Upfront As of 4/1/13 |
Before 4/1/13 |
Starting 4/1/13 |
||
<=15 Years |
<=90% |
1.75% |
0.35% |
0.45% |
>90% |
1.75% |
0.60% |
0.70% |
|
>15 Years |
<=95% |
1.75% |
1.20% |
1.30% |
>95% |
1.75% |
1.25% |
1.35% |
|
* For loans over $625,500 contact us for MI Premiums
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