Buying a home, whether it’s your first or third, can be an exciting and stressful time. The licensed Albany NY loan officers at Maple Tree Funding are committed to providing personalized attention, excellent customer service and the best mortgage rate we can find, based on your unique circumstances. This resource section will keep you up-to-date on the latest news and trends in the mortgage industry as well as provide helpful FAQs, tips and strategies for home buyers.
Check out our first time homebuyers section for resources and guides specifically designed to help homebuyers navigate the home purchase process for the first time.
Our blog is where you will find information you can truly use on everything from USDA announcements on expanded eligibility to knowing when to lock-in a mortgage rate or let it float. Helpful insight from our experienced Albany NY loan officers you can utilize during every phase of the home buying process.
Our robust FAQ section is kept up-to-date with the latest frequently asked questions compiled from client transactions. Find helpful answers from our team of NY loan officers that will help you every step of the way as you work to purchase your home.
The US Department of Housing & Urban Development provides a special information booklet entitled Shopping for Your Home Loan: HUD’s Settlement Cost Booklet which must be provided if your loan is intended to finance a home purchase. This is based on the Real Estate Settlement Procedures Act (RESPA) which is a federal law that helps protect consumers from unfair practices by settlement service providers during the home-buying and loan process. You can download this handbook here.
The book contains:
Ready to get the home buying process started? Join the many area homeowners who have worked with our experienced Albany NY loan officers and saved hundreds of dollars a month on their mortgage, reduced their loan term by 5 to 10 years, or received thousands of dollars at closing. Give Maple Tree Funding a call at 518-782-1202 or contact us online to get the conversation started! We can help you purchase the home of your dreams, whether in the Capital Region, Saratoga, the Adirondacks or elsewhere in New York State.