Home Mortgage & Refinancing Serving Locations Throughout New York State
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Advice & FAQs on Mortgages, Refinancing & New Home Purchases

Buying a home, whether it’s your first or third, can be an exciting and stressful time. The licensed professionals at Maple Tree Funding are committed to providing personalized attention, excellent customer service and the best mortgage rate we can find, based on your unique circumstances. This resource section will keep you up-to-date on the latest news and trends in the mortgage industry as well as provide helpful FAQs, tips and strategies for home buyers.

Mortgage Blog

Our blog is where you will find information you can truly use on everything from USDA announcements on expanded eligibility to knowing when to lock-in a mortgage rate or let it float.


A vast array of Mortgage and Refinance Calculators make it easy for you to see everything from how much home you can afford to whether debt consolidation through refinancing is right for you.

Applying for a Mortgage

You can find pages that walk you through preparing to apply for a mortgage, a sample application, and  how to get pre-approved.


A robust FAQ section is kept up-to-date with the latest frequently asked questions compiled from client transactions.

HUD Booklet on Shopping for Your Home Loan

The US Department of Housing & Urban Development provides a special information booklet entitled Shopping for Your Home Loan: HUD’s Settlement Cost Booklet which must be provided if your loan is intended to finance a home purchase. This is based on the Real Estate Settlement Procedures Act (RESPA) which is a federal law that helps protect consumers from unfair practices by settlement service providers during the home-buying and loan process. You can download this handbook here.

The book contains:

  • General information about shopping for a home
  • Loan and settlement services
  • An explanation of the GFE and HUD-1 settlement statement
  • Warning about providing false information.

Think Mortgage – Think Maple Tree!

Give Maple Tree Funding a call at 518-782-1202. We can help you purchase the home of your dreams, whether in the Capital Region, Saratoga, the Adirondacks or elsewhere in New York State. Join the many area homeowners who have worked with us and saved hundreds of dollars a month on their mortgage, reduced their loan term by 5 to 10 years, or received thousands of dollars at closing.

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