We believe it’s important to help veterans, military service members, and their surviving spouses realize the dream of home ownership, and we’re honored to assist you through the process of obtaining a VA mortgage or home loan, whether you are looking for a home within the Capital District region of Albany, Saratoga and Glens Falls NY, or a location elsewhere within New York State.
Private lenders (mortgage companies and banks) are the ones who provide VA home loans. However, if eligible, you can get more favorable terms on VA mortgages than you might with conventional mortgages. Why? Because the United States Department of Veterans Affairs (VA) guarantees a portion of the loans.
The first step to obtaining a VA mortgage in New York is to determine if you’re eligible to participate. As experienced mortgage brokers, our home mortgage professionals are knowledgeable about the VA’s requirements, and the factors that might affect your eligibility such as length of military service and your duty status.
We’ll also guide you to the VA loan program that’s best-suited to you and your specific situation, and then we’ll take you through the entire mortgage application process from start to finish. We’ll help you understand what documentation you’ll need to secure a Certificate of Eligibility (COE), which you’ll need to present to lenders within NY as proof that you qualify for a VA-backed loan. As we work through processing your loan, you’ll find the lines of communication are always open. You’re welcome to ask questions, and we’ll always answer them honestly and promptly.
We are a mortgage broker who works with several third party providers, giving us the flexibility to match homebuyers with loans that best meet their needs. This means we process VA eligible loans. We do not fund these loans ourselves and we are not affiliated with any government agencies, including the VA.
If you’re interested in learning more about New York VA mortgages and believe you might meet the eligibility requirements, give us a call today at 518-782-1202 or contact us online to get the conversation started. We’ll be happy to talk with you, answer your questions and help you determine if a VA home loan is the best option for you.
Maple Tree Funding strives to make the process of obtaining VA Mortgages throughout New York State easier for our dedicated veterans, military personnel, and their families.
Simply give us a call or fill out the form below and one of our Licensed Mortgage Loan Originators will contact you.