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Non-Conforming Home Mortgages & Loans

Non-Conforming Mortgage & Jumbo Loan Lender Serving All of New York, Including Albany, Clifton Park, Saratoga Springs & the Adirondacks

A non-conforming loan is a home loan that does not conform to the underwriting guidelines set forth by the government-sponsored enterprises Fannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Morgage Corporation).

These types of loans are typically offered to borrowers who do not qualify for conforming loans. While its good to have this type of home loan as an option, the downside is non-conforming mortgages typically have higher interest rates and may carry some additional fees and even some additional insurance requirements. In other words, they are typically more costly.

One of the best known types of non-conforming loans is a Jumbo Mortgage. In order to qualify for a Jumbo Loan, a homebuyer’s mortgage and property must meet certain specifications. Homebuyers should also be very aware of the underwriting requirements of Jumbo loans, which can vary by lender.

At Maple Tree Funding we understand your dreams of homeownership. We also understand the complexity of understanding which type of home loan is right for you. That’s why we’re here to help you through the process of shopping for and obtaining a home loan. Whether it’s a conforming or non-conforming loan, fixed or adjustable-rate mortgage, or an FHA or VA loan, Maple Tree can help you find the most competitive rates and assist you in fulfilling your mortgage needs.

We are licensed to originate loans throughout New York, including all areas of Upstate NY, the Capital Region of Albany, Clifton Park, Saratoga Springs, Glens Falls and the Adirondacks. Maple Tree Funding has access to a wide variety of mortgage programs from dozens of banks and lending institutions, many of which are not available to the general public. Based on your financial data, your goals, and other personal information, Maple Tree Funding will provide you with the best mortgage options available to you.

Ready to find the non-conforming mortgage or Jumbo loan that’s right for you? Contact Us!

Think Mortgage… Think Maple Tree

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