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Industry Insights, Trends & Mortgage News

Choosing the Right Real Estate Agent: It’s All About You

Posted in Home Buying Tips & Info, Mortgage Basics

When you are trying to find the home of your dreams, partnering with a great real estate agent can be a significant advantage. After all, your agent will be there for you during what is potentially the most expensive transaction of your life. So how do you know who is right for you? Take Your Time & Do Your Research One thing to keep in mind is to make sure you take your time in…

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Spotlight on Clifton Park

Posted in Upstate Neighborhoods

Clifton Park is a popular Capital District town located south of Saratoga Springs and north of Albany. Its southernmost location in Saratoga County provides commuters with easy access to nearby employment opportunities, both in the County as well as in the Albany/Schenectady/Troy area, yet residents enjoy an environment that reflects the suburban appeal of the town’s many neighborhoods and hamlets. Capital District residents often think of Clifton Park as a popular place to shop and…

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The What, Why & How of Mortgage Escrow Accounts

Posted in FAQs, Mortgage Basics

Many homeowners who plan for a mortgage payment within their budget are unpleasantly surprised to discover their lender requires an additional amount, paid monthly, called ‘Escrow’. What is it? Escrow is basically an account that is separate from your ‘mortgage payment’ where funds are deposited to specifically pay for items that relate to home ownership, such as property taxes and insurance. It is typically an amount over and above the principal and interest portion of…

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[Video] Learn More About Maple Tree Funding

Posted in FAQs

Watch this interview with Martin Pfeiffenberger, President of Maple Tree Funding to learn more about how Maple Tree distinguishes itself in the banking industry as mortgage brokers who provide excellent customer service and a willingness to work with potential homeowners to help them realize their dream of home ownership, even if they have been turned down for a mortgage elsewhere. Maple Tree Funding

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USDA Expanded Eligible Lending Areas

Posted in Mortgage & Refinance Programs, Mortgage Info

As of May 6th, 2014, the United States Department of Agriculture (USDA) has expanded some of the lending areas for their 100% financing USDA Rural Development Program. The counties listed below have been re-mapped to include areas that were previously ineligible. Albany Broome Chautauqua Chemung Cortland Dutchess Madison Monroe Niagara Oneida Rensselaer Schenectady Ulster Warren In addition to these changes, one of the biggest counties that have been impacted with recent expanded areas is Amsterdam,…

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