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Moving to Milton NY: A Picturesque Town in Saratoga County

Posted in Upstate NeighborhoodsPosted by Maple Tree Funding

Milton may be a small town in Upstate NY, but its charm and convenience to other popular locations in Saratoga County make it a big hit with residents and those interested in moving to the area. Located in the northeastern part of Saratoga County, Milton NY is just 5 minutes from Saratoga Springs, 25 minutes from Lake George and 30 minutes from Albany. About Milton NY Milton NY is home to approximately 15,000 people and…

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Homebuying Season Is Coming! Prequalify for a Home Loan with Maple Tree Funding!

Posted in Home Buying Tips & InfoPosted by Maple Tree Funding

The bitter chill that’s been hanging around Upstate NY during the past couple of weeks has made it hard to believe that spring is just around the corner. But the truth is, in just a few weeks spring will be here! Here at Maple Tree Funding, we’re excited about spring for a few reasons: warmer weather, longer days, and prime opportunities for homebuyers!

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Relocating to Malta NY: A Charming Town Near Saratoga Springs

Posted in Upstate NeighborhoodsPosted by Maple Tree Funding

Located 10 miles south of Saratoga Springs and 20 miles north of Albany, Malta NY is a relatively small town in an ideal location. Easily accessible from Interstate 87, Malta is a popular place to call home for those working in Saratoga, Clifton Park, Ballston Spa and other areas in Saratoga County, and for those employed in Albany and throughout Upstate NY’s Capital District.

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New FHA Mortgage Insurance Rates in 2015

Posted in Mortgage InfoPosted by Shane Latza

In early 2015, the Federal Housing Administration (FHA) will reduce annual mortgage insurance premiums (MIP) from 1.35% to 0.85%. The last time the FHA reduced its mortgage insurance premiums for U.S. homebuyers was back in 2001. Now, 14 years later, it is an excellent time for new homeowners to compare FHA loans as rates are far lower than they have been in recent years. What Do These FHA Mortgage Insurance Changes Mean for Homebuyers? A…

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Home Appraisal Tips for Smooth Government-Funded Mortgages

Posted in Home Buying Tips & InfoPosted by Tim Pfeiffenberger

Many home buyers utilize government-funding mortgages to purchase their new homes, such as USDA, VA and FHA loans. Did you know that by being proactive and making the home ‘appraisal ready’ for inspection, you can help prevent delays during the mortgage process? And, you don’t necessarily need to be the seller of the home! Buyers, or their agents, can also help the process by providing information and help when needed. When an appraisal is performed…

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