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Industry Insights, Trends & Mortgage News

2015 HUD Appraisal Requirement Changes

Posted in Home Buying Tips & InfoPosted by Shane Latza

Effective September 14, 2015, HUD Handbook 4000.1 (“HUD 4000.1”) contains numerous updates for appraisers to note on appraisals. There are hundreds of changes, and Maple Tree Funding has put together some of these changes to help our clients and realtor colleagues be ready for them. This blog post is just a summary, and is in no way inclusive of all of the changes. This post includes changes to the 4000.1 which will have the greatest impact on the…

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New York USDA Income Limits Updated

Posted in Government MortgagesPosted by Shane Latza

In April of 2015, the USDA Rural Development Single Family Housing Guaranteed Loan Program updated the income limits for specific counties in New York. What is an Income Limit? An income limit, simply stated, is the maximum amount that a household family can earn and still qualify for the USDA Mortgage program. The income limit represents the total household income – meaning it’s a total of the incomes of each of the individuals living in the…

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3 Simple Habits for a Better Credit Score

Posted in Home Buying Tips & InfoPosted by Meghan Flewwelling

If you are thinking about buying a new home there are a lot of things to consider! Early on in the process you may wonder “Am I even credit qualified to purchase a home?” Whether you are hoping to buy a home next month or next year, it is important to realize that your credit score (also known as your FICO Score) and credit profile play a significant role in your ability to qualify for a mortgage. You…

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Martin Pfeiffenberger, President of Maple Tree Funding & NYAMB, featured in National Mortgage Professional Magazine

Posted in About UsPosted by Maple Tree Funding

Last week, Marty Pfeiffenberger was featured in National Mortgage Professional Magazine. As the featured industry leader, Marty was interviewed about the challenges facing New York State’s mortgage broker community. He discussed a number of things within the interview, including the current housing market in Upstate NY and his predictions for how the market will change during 2015. Marty is a home mortgage industry professional with years of experience. His insight is valuable both for homebuyers,…

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Moving to Milton NY: A Picturesque Town in Saratoga County

Posted in Upstate New York NeighborhoodsPosted by Maple Tree Funding

Milton may be a small town in Upstate NY, but its charm and convenience to other popular locations in Saratoga County make it a big hit with residents and those interested in moving to the area. Located in the northeastern part of Saratoga County, Milton NY is just 5 minutes from Saratoga Springs, 25 minutes from Lake George and 30 minutes from Albany. About Milton NY Milton NY is home to approximately 15,000 people and…

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