Trusted New York Mortgage Experts Since 2003
Maple Tree Funding is a New York State Registered Mortgage Broker. Established in 2003, we have been providing excellent mortgage programs for both home purchases and home refinancing to home buyers throughout New York State for more than a decade. We are a locally owned and operated company based in Latham, New York with a branch office in Queensbury, New York.
A NY Mortgage Broker You Can Rely On
At Maple Tree Funding, we understand that owning your own home has always been a part of the American Dream. With today’s low mortgage rates and a variety of financing options, we can help you make your home ownership dream a reality.
As a mortgage broker in NY, we offer a full line of mortgage products designed to meet the needs of every borrower, from first-time home buyer mortgages to loans for vacation or investment properties. Whether you’re a first time homebuyer or an experienced homeowner looking to refinance, we have mortgage options that can help you.
We offer a variety of NY mortgage programs, including:
Conventional Home Loans
A conventional mortgage is a mortgage in which the underlying terms and conditions meet the criteria for Fannie Mae / Freddie Mac.
Government Mortgages
The federal government has a number of mortgage and affordable loan programs available that New York borrowers may qualify for.
Adjustable Rate Mortgages
ARMs have a fixed interest rate for the the start of the term and a floating rate thereafter.
Fixed Rate Mortgages
Fixed-rate mortgages are available in 10, 15, 20 and 30 year loans, and have an interest rate that is valid for the entire life of the loan.
Conforming Loans
A conforming loan means that the mortgage program meets certain guidelines set forth by Fannie Mae and Freddie Mac .
Non-Conforming Mortgages
A non-conforming loan is a home loan that does not conform to the underwriting guidelines set forth by government-sponsored enterprises.
Bad Credit Loans
If your credit report is less than perfect, there are loans types that may allow you to move forward with the purchase a home of your own.
Jumbo Loans
In order to qualify for a Jumbo Loan, a homebuyer’s mortgage and property must meet certain specifications.
Testimonials
Our Mortgage Consultant Renee was amazing. So much patience. We were first time home buyers who kept changing our mind on stuff and I was personally just very difficult. She never once wavered she was just excellent and professional. I truly believe we would not be home owners without her and Maple Tree Funding. Thank You!
Mark & Jennifer R, Queensbury, NY
Get to Know Maple Tree Funding
In this short video, you’ll learn more about Maple Tree Funding and catch a glimpse of what it’s like to work with us to secure a mortgage for your New York home purchase!
Why Choose A NY Mortgage Broker When Looking for a Lender
When shopping for a home loan, chances are you will be presented with numerous options, from mortgage programs to choose from to lenders you can work with. The process can become overwhelming very quickly! At Maple Tree Funding, we work hard to make securing a home loan as easy and stress-free for our clients as possible.
Unlike banks, we can shop a variety of NY mortgage and home loan programs and utilize the strengths of our client’s file to find the ideal program. By avoiding the “one size fits all” approach, we can help most buyers (even those with bad credit) find a home loan that will work for them!
Check out our blog post about the benefits mortgage brokers have to offer for more information on why you may want to consider working with a mortgage broker when it comes to financing your home.
Work With a NY Mortgage Broker You Can Trust. Let Us Help You Obtain A Home Loan!
All of our Mortgage Loan Originators are Professionally Licensed in New York State and are here to fulfill your goals. We are proud members of the Saratoga Chamber of Commerce and the Better Business Bureau.
Don’t navigate the home mortgage process alone! Let the NY mortgage experts at Maple Tree Funding help you every step of the way! Give us a call at 518-782-1202 or contact us online to get the conversation started.
Fast Facts About Our NY Mortgage Broker Offerings
- Established September 17th 2003
- Accredited Better Business Bureau Member (BBB)
- Member of National Association of Mortgage Brokers (NAMB/NYAMB)
- FHA, USDA, VA, Conventional Mortgage Broker
- 100% Financing – Rural Areas
- Over 100 Years Experience
- Numerous Lenders
- Multiple Purchase Programs
- Free Consultation
- Free Pre-Approval
- First-Time Buyer Assistance Program
- Excellent Refinancing Programs
- A LOCALLY Owned Business
Licensed in New York and Florida
Latham, NY NMLS#: 55185
Queensbury, NY NMLS#: 101996
Registered Mortgage Broker
NYS Department of Financial Services
All Loans Arranged Through Third Party Lenders
Contact Maple Tree Funding Today
If you’re ready to get in contact with a licensed mortgage broker, fill out our contact form or give us a call at 518-782-1202 today.