Home Mortgage & Refinancing Serving Locations Throughout New York State
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Meet the Maple Tree Funding Team

Maple Tree Funding TeamGet to know the team of experienced mortgage professionals at Maple Tree Funding!

Nicole Bobarakis, Processor

As a Processor at Maple Tree Funding, Nicole works with customers throughout the mortgage process and facilitates communication with lenders and loan officers. From assisting with the underwriting process to helping with finalizing and closing loans, Nicole works closely with other members of the team at Maple Tree Funding to make clients’ dreams of homeownership a reality.

Nicole has been with Maple Tree Funding since 2013. She holds an associate’s degree from Hudson Valley Community College and is currently pursuing a bachelor’s degree at SUNY Empire State College.

Fun fact about Nicole: She coaches a competitive All-Star Dance Team!

Renee Davis, Mortgage Consultant

With more than a decade of experience in the mortgage industry, Renee is skilled at finding her clients the perfect home loan to fit their unique needs and budget. Providing her clients with personalized attention throughout the entire home loan process, Renee makes sure the individuals she works with are well informed and comfortable as they navigate their way to home ownership.

Renee joined the Maple Tree Funding team in 2010.

Fun fact about Renee: She enjoys outdoor activities, especially camping, fishing, and running. She also likes to vacation every year in the Outer Banks of North Carolina with her family.

William V. Hoogkamp, Loan Originator

As a Mortgage Loan Originator, William works closely with all of his clients, guiding them through the mortgage process and addressing any questions or concerns they have along the way. From processing initial loan applications and prequalifying loan candidates to counseling candidates on credit repair to help them get on the right path to home financing, William is a valuable resource for Maple Tree Funding clients!

William holds a bachelor’s degree from SUNY Plattsburgh and has more than two decades of experience in the real estate and home mortgage industries. He’s been a member of the Maple Tree Funding team since 2012.

Fun fact about William: His last name translates to “elevated” or “raised ground” in Dutch. He’s also an avid outdoorsman/fisherman who loves to cook on his meat smokers to feed his friends and family!

Shane D. Latza, Business/Financial Analyst

Shane’s desire to work for a company focused on providing top notch customer service, his background in processing and financing/statistics and his passion for using industry knowledge to benefit clients led him to join Maple Tree Funding in 2006. As a Business/Financial Analyst, Shane assists clients by educating them about the home loan process, from the pre-qualification letter to the closing table. He loves getting to know clients and sharing the excitement with them as they become official homeowners.

Shane also manages the marketing, advertising, financials, payroll and company reporting for Maple Tree Funding. He holds a bachelor’s degree in Industrial Engineering from Rensselaer Polytechnic Institute.

Fun Fact about Shane: He loves watching sports and enjoys researching new stocks and delving into the financials of the stock market!

Ray Lefco, Mortgage Loan Originator

Ray’s interest in the real estate market, his passion for homeownership and his dedication to providing high quality service to every client make him a perfect fit at Maple Tree Funding! As a Mortgage Loan Originator, Ray uses his extensive experience to help ensure that his clients’ experience with the home loan process is smooth and enjoyable. Though he loves working with all clients, Ray especially loves working with first time homebuyers as he enjoys sharing in their happiness as they take ownership of their first home.

Ray has more than a decade of experience as a loan originator and holds an associate’s degree in Aviation Science.

Fun fact about Ray: He’s a lifetime resident of the Capital Region! He loves being outside, especially boating, hiking, snowmobiling and enjoying track season at Saratoga!

Dave Loysen, Director of Credit

Dave’s love for all aspects of real estate and experience in financial services led him to join the Maple Tree Funding team in 2009. As the Director of Credit, Dave works with clients of all kinds, assisting with loan prequalification analysis, follow up and credit repair coaching. He loves helping people navigate the homebuying experience and is passionate about helping to take Maple Tree Funding, a small local business, to the next level of business success.

Dave holds a B.S. in Business Management.

Fun fact about Dave: He is a self-proclaimed “mortgage machine!”

Kayla Mooney, Mortgage Processor

Kayla joined the Maple Tree Funding team in 2017. As a Mortgage Processor, Kayla works behind the scenes on mortgages, verifying employment, communicating with attorneys, and working with underwriters to make sure the loan process goes as smoothly as possible. She finds the mortgage industry to be an interesting and exciting field to work in and is an avid learner. Kayla especially enjoys being a part of a small company that fosters a friendly environment and truly cares about each client.

Kayla studied business administration at SUNY Delhi and is currently taking online classes at Hudson Valley Community College.

Fun fact about Kayla: She is obsessed with watching bad shark movies.

Ryan O’Donoghue, Mortgage Loan Originator

As a Mortgage Loan Originator, Ryan helps clients through the mortgage process by providing them with the information they need to make an informed decision about the home loan that’s right for them. He speaks with clients about the different loan options that are available and the benefits associated with each loan they qualify for. He also reviews monthly payment options with clients to help them understand exactly what their mortgage payment will look like for the properties they are interested in. Ryan takes pride in working for a local company that is committed to providing excellent customer service and enjoys helping people through the homebuying process.

Ryan joined the Maple Tree Funding team in 2017. He holds a bachelor’s degree from SUNY Albany where he majored in Criminal Justice and minored in Business and Communication.

Fun fact about Ryan: He enjoys hiking and camping in the Catskills and the Adirondacks and is an aspiring Adirondack 46er!

Martin Pfeiffenberger, President/Owner

Marty’s passion for helping people and his love of working with numbers led him to fund Maple Tree Funding back in 2003. Since then, the business has continued to grow, offering a wide array of mortgage programs and options to home buyers and individuals looking to refinance. Marty works with clients every step of the way to help them achieve home ownership. He particularly loves watching clients get the clear to close on their homes and sharing in the excitement as they realize that owning a home is finally going to happen.

Marty holds a BA in Economics from SUNY Albany and is currently serving as the president for the New York Association of Mortgage Brokers (NYAMB).

Fun fact about Marty: He enjoys golfing and likes to go swimming in the lake with his son.

Tim Pfeiffenberger, Director of Appraisals

Since 2011, Tim has been helping people achieve their dream of becoming homeowners as a member of the team at Maple Tree Funding. Alongside his coworkers, Tim assists with loan processing and appraisal ordering on a daily basis, helping the mortgage process to move smoothly and efficiently for Maple Tree Funding clients.

Fun fact about Tim: He enjoys cooking and traveling!

Scot Prehn, Manager of Compliance

Scot’s desire to work for a small company where he could make an impact led him to his position at Maple Tree Funding. As the Manager of Compliance, Scot helps to streamline procedures to make sure that the home loan process goes as smoothly as possible for all customers. He also works to ensure that Maple Tree Funding operates in compliance with all State and Federal Laws.

Scot joined the team at Maple Tree Funding in 2012 and holds a BS in Industrial Engineering from Rensselaer Polytechnic Institute.

Fun fact about Scot: He enjoys mowing the lawn and clearing snow from driveways!

James R. Teele,  Mortgage Loan Originator

As a Mortgage Loan Originator at Maple Tree Funding, James works closely with a network of realtors, assisting them in helping the home buyers they work with to realize the dream of home ownership. James holds a business degree and joined the Maple Tree Funding team in 2009 after spending 20 years working in franchise sales.

Fun fact about James: He is an avid outdoorsman who loves bacon!

Nikki Tefft, Senior Loan Originator

Nikki joined the Maple Tree Funding team in 2010. With more than a decade of mortgage experience and more than two decades of customer relations experience, Nikki is perfectly suited for her position as Senior Loan Originator. She works with clients on a daily basis, helping them to navigate the exciting and sometimes stressful homebuying process. Nikki also assists customers with understanding their home refinancing options. Alongside her coworkers, she provides fast, reliable and professional service while keeping her clients’ best interests in mind.

Nikki joined the Maple Tree Funding team in 2010.

Fun fact about Nikki: She’s a dog lover!

Matthew Tonkin, Licensed Mortgage Consultant

Since joining the Maple Tree Funding team in 2012, Matthew has become increasingly passionate about helping people to purchase homes. As a licensed mortgage consultant, Matthew helps borrowers of all kinds to navigate the homebuying process, guiding them from the very first introductory call to the handing over of the keys to their new home. Working with all buyers, from those with great credit to those who have been denied home loans by other lenders, Matthew takes pride in using his knowledge of the mortgage industry to help people become homeowners.

Matthew holds a bachelor’s degree in Finance from SUNY Oswego.

Fun fact about Matthew: In 2014, he completed his first triathlon, finishing third in his age group. He also enjoys sailing the Great Sacandaga Lake on the weekends.

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