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Resources for Homebuyers: Advice & FAQs on Mortgages, Refinancing & New Home Purchases from Trusted Albany NY Loan Officers

Hands holding a small house and the key to a new homeBuying a home, whether it’s your first or tenth, can be an exciting and stressful time. The licensed Albany NY loan officers at Maple Tree Funding are committed to providing personalized attention, excellent customer service and the best mortgage rate we can find, based on your unique circumstances. This resource section will keep you up-to-date on the latest news and trends in the mortgage industry as well as provide helpful FAQs, tips and strategies for home buyers.

Help for First Time Homebuyers

Check out our first time homebuyers section for resources and guides specifically designed to help homebuyers navigate the home purchase process for the first time.

Mortgage Blog

Our blog is where you will find information you can truly use on everything from USDA announcements on expanded eligibility to knowing when to lock-in a mortgage rate or let it float. Helpful insight from our experienced Albany NY loan officers you can utilize during every phase of the home buying process.


A vast array of Mortgage and Refinance Calculators make it easy for you to see everything from how much home you can afford to whether debt consolidation through refinancing is right for you.

Applying for a Mortgage

You can find pages that walk you through preparing to apply for a mortgage, a sample application, and how to get pre-approved.


Our robust FAQ section is kept up-to-date with the latest frequently asked questions compiled from client transactions. Find helpful answers from our team of NY loan officers that will help you every step of the way as you work to purchase your home.

HUD Booklet on Shopping for Your Home Loan

The US Department of Housing & Urban Development provides a special information booklet entitled Shopping for Your Home Loan: HUD’s Settlement Cost Booklet which must be provided if your loan is intended to finance a home purchase. This is based on the Real Estate Settlement Procedures Act (RESPA) which is a federal law that helps protect consumers from unfair practices by settlement service providers during the home-buying and loan process. You can download this handbook here.

The book contains:

  • General information about shopping for a home
  • Loan and settlement services
  • An explanation of the GFE and HUD-1 settlement statement
  • Warning about providing false information.

Think Mortgage – Think Maple Tree Funding!

Ready to get the home buying process started? Join the many area homeowners who have worked with our experienced Albany NY loan officers and saved hundreds of dollars a month on their mortgage, reduced their loan term by 5 to 10 years, or received thousands of dollars at closing.

Give Maple Tree Funding a call at 518-782-1202 or contact us online to get the conversation started! We can help you purchase the home of your dreams, whether in the Capital Region, Saratoga, the Adirondacks or elsewhere in New York State. Contact us today!

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