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Frequently Asked Mortgage Questions

What Are Closing Costs? Is There a Way to Estimate Them?

Posted in FAQs, First Time Homebuyers

Closing costs are various fees that are paid at the closing of your mortgage. Depending on the state you live in, the closing is where you’ll sit down with the seller and those involved in the home buying transaction, such as real estate brokers and lawyers, and you will sign all the paperwork and remit payments that officially transfer home ownership to you. You’ll walk out with the keys… and a bit less money in…

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What is a Mortgage Broker & How Does it Differ from a Bank? [VIDEO]

Posted in FAQs, First Time Homebuyers

A home will likely be the largest purchase you make in your life. When it comes to financing that purchase, you have lots of options to consider. Government loans, conventional loans, fixed rate loans, adjustable rate loans and more – there are so many mortgage options to choose from. But while you’re considering your options in terms of home loans, you may also want to carefully consider the source of that loan. If you are a…

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Should I Refinance My Home During the COVID-19 Pandemic?

Posted in FAQs

There is a lot of uncertainty going on right now due to the coronavirus pandemic that’s sweeping our country. Businesses and individuals are being powerfully impacted in ways you might expect – and in unexpected ways as well. The economy is shifting and fluctuating and the nationwide changes we are seeing are like nothing most of us have seen before in our lifetimes. For a number of reasons, with widespread economic uncertainty often comes a…

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Mortgage Interest Rates: What You Need to Know When Buying a Home

Posted in FAQs, Mortgage Basics & Information

Mortgage interest rates are one of those things that people care a lot about when they are shopping for a home, but often misunderstand. At Maple Tree Funding, we’re in the business of helping people finance their homes, and we are passionate about all things mortgage. We work hard to ensure that our clients and customers understand the mortgage process and all the components that impact what they will pay for their home. Here, we’ll…

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Home Mortgage Loans & Your Credit Score: What You Need to Know

Posted in FAQs, Mortgage Basics & Information

Despite their importance and influence when it comes to obtaining a mortgage and financing a home purchase, most home buyers have a limited understanding of what credit scores are and what they mean. Here, our mortgage experts will tell you everything you need to know about credit scores in relation to home mortgages so you’ll be well prepared as you start the mortgage process and work towards purchasing your next home! What is a Credit…

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