Conforming Home Mortgages

Serving All of New York, Including Albany, Clifton Park, Saratoga Springs, & the Adirondacks

A conforming loan means that the mortgage program meets certain guidelines set forth by Fannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Morgage Corporation), which are both government-sponsored enterprises.

These underwriting guidelines include caps on the size of the loan, as well as how much a borrower’s debt-to-income ratio can be. Conforming loans usually offer lower interest rates than non-conforming mortgages.

Looking to obtain a conforming loan in Albany, Clifton Park, Glens Falls or elsewhere in Upstate NY? Maple Tree Funding can help! As conforming mortgage lender with offices in Latham and Queensbury, Maple Tree Funding has access to all types of mortgage programs from dozens of mortgage bankers. We can help you shop for a competitive home loan by comparing loan programs across many different lending institutions, giving us access to many programs not available to the general public. As a result, we are able to provide you with the best rates and loan programs that suit your needs and budget.

Whether you are applying for a confirming loan or you’re interested in exploring your other options including non-conforming mortgages, fixed-rate loans, adjustable rate mortgages, FHA loans or VA Loans, Maple Tree’s loan officers can assist you. We’ll assess your credit, financial situation and goals and provide you with the best mortgage options for purchasing your new home or refinancing your existing one.

Contact us today for more information about conforming loans and other loan options from Maple Tree Funding in Upstate NY.

Think Mortgage… Think Maple Tree