A conventional mortgage is a mortgage in which the underlying terms and conditions meet the criteria for Fannie Mae / Freddie Mac. Approximately half of all mortgages issued are conventional mortgages. Or, to put it another way… Fannie Mae and Freddie Mac guarantee or purchase about half of all mortgages.
At Maple Tree Funding we fully understand the American Dream of owning your own home. With today’s low mortgage rates and a variety of financing options, we can help make your home ownership goals a reality. Whether you are applying for a conventional mortgage, an adjustable rate mortgage (ARM), a fixed rate home loan or an FHA or VA loan, it will likely be the most significant purchase you make in your lifetime. Let Maple Tree’s experienced and licensed mortgage loan officers assist you in your mortgage needs.
Maple Tree Funding has access to all types of programs from dozens of mortgage bankers. While banks will offer you only the program they have available, potentially limiting your choices, as a mortgage broker, Maple Tree Funding can examine loan programs from a number of lending institutions, many of which are not available to the general public. This means we are able to find the best mortgage rates and loan programs possible to suit your needs.
Whether you’re looking for home mortgage options in Albany County, Clifton Park, Saratoga, Glens Falls or elsewhere in Upstate NY, Maple Tree Funding will find you the ideal conventional mortgage based on your financial data, your goals, and other personal information.