New York VA Mortgages for Veterans & Military Service Members
We believe it’s important to help veterans, military service members, and their surviving spouses realize the dream of home ownership, and we’re honored to assist you through the process of obtaining a VA mortgage or VA home loan.
Whether you are looking for a home within the Capital District region of Albany, Saratoga and Glens Falls NY, near a military base like Fort Drum, or in a location elsewhere within New York State, we can help you understand and explore your financing options and find the home loan that’s right for you.
VA Mortgage Benefits
Private lenders (mortgage companies and banks) are the ones who provide VA home loans. However, if eligible, you can get more favorable terms on VA mortgages than you might with conventional mortgages. Why? Because the United States Department of Veterans Affairs (VA) guarantees a portion of the loans.
First Steps to Obtaining a New York VA Mortgage
The first step to obtaining a VA mortgage in New York is to determine if you’re eligible to participate. As experienced mortgage brokers, our home mortgage professionals are knowledgeable about the VA’s requirements, and the factors that might affect your eligibility such as length of military service and your duty status.
We’ll also guide you to the VA loan program that’s best-suited to you and your specific situation, and then we’ll take you through the entire mortgage application process from start to finish. We’ll help you understand what documentation you’ll need to secure a Certificate of Eligibility (COE), which you’ll need to present to lenders within NY as proof that you qualify for a VA-backed loan. As we work through processing your loan, you’ll find the lines of communication are always open. You’re welcome to ask questions, and we’ll always answer them honestly and promptly.
Additional Information About VA Mortgages
Interested in learning more about all VA loans have to offer when it comes to financing a home purchase in New York? Be sure to check out our Guide to VA Home Loans for additional details, including eligibility guidelines, loan limit information, FAQs, and more.
More About Maple Tree Funding’s Role in Helping You Secure a VA Mortgage
We are a mortgage broker who works with several third party providers, giving us the flexibility to match homebuyers with loans that best meet their needs. This means we process VA eligible loans. We do not fund these loans ourselves and we are not affiliated with any government agencies, including the VA.
Certified Veteran Lending Specialist Certification
Additionally, a number of our team members are Certified Veteran Lending Specialists, meaning that they hold a CVLS certification from the National Association of Mortgage Brokers (NAMB). This certification proves our dedication to providing top level service and knowledgable assistance to veterans seeking to obtain VA home loans, setting us apart from other lenders who may offer VA mortgages but are unable to provide the same expertise.
A Glimpse at Navigating the VA Home Loan Process with Us
Watch this short video to learn more about the experience of working with Maple Tree Funding to secure a New York VA home loan.
How to Get Started with VA Home Loans in New York
If you’re interested in learning more about New York VA mortgages and believe you might meet the eligibility requirements, give us a call today at 518-782-1202 or contact us online to get the conversation started. We’ll be happy to talk with you, answer your questions and help you determine if a VA home loan is the best option for you.
Maple Tree Funding strives to make the process of obtaining VA Mortgages throughout New York State easier for our dedicated veterans, military personnel, and their families.
Get Started Today!
Simply give us a call at 518-782-1202 or fill out the form below and one of our Licensed Mortgage Loan Originators will contact you.