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Jumbo Loans for Home Mortgages

wooden toy house with the words 'jumbo loan' spelled out in front on wooden tiles

What is a Jumbo Loan?

Jumbo loans for home mortgages are a type of non-conforming loan available for borrowers when they are looking at homes that will require a mortgage exceeding $766,550 (as of 2024) for a single-family home. There are some exceptions to this: Hawaii and Alaska have higher limits, as do high-priced markets that have been federally designated as such. In addition, multi-unit properties may also have different limits.

What Are the Requirements to Qualify for a Jumbo Loan?

Jumbo loans will have different underwriting requirements which can vary by lender. Qualifications for a jumbo loan can sometimes be more stringent than a conforming loan.

Why Work With Maple Tree Funding for a Jumbo Loan?

Maple Tree Funding’s loan originators will work closely with you to ensure you understand all the specific costs and requirements, as well as the various lender options available. As we work with dozens of banks and lending institutions, we have the ability to examine a wide variety of mortgage options, many of which are not available to the general public. This ensures that you get the best rate and the best program available to you, based on your goals, financial data and other personal information.

Make Your Home-Ownership Dreams a Reality

We are licensed to originate loans throughout the state, including the Capital Region of Albany/Clifton Park, Saratoga Springs, Glens Falls and the Adirondacks. Maple Tree Funding understands your dream of owning a home and can help make it a reality.

Ready to get the conversation started? Give us a call at 518-782-1202 or contact us online to learn more about jumbo loans in New York.

Curious about your other mortgage options for purchasing a New York home? Learn more about NY mortgages here.

Think Mortgage… Think Maple Tree 

Serving all of New York, including Albany, Saratoga Springs, Glens Falls & the Adirondacks


Note: This post has been updated as of April 11, 2024. 

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