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7 Home Buying Myths You Should Stop Believing

Posted in First Time Homebuyers, Home Buying Tips & InfoPosted by Maple Tree Funding

If you’re just starting your search for a home, you may be feeling intimidated and a bit overwhelmed. Everyone seems to have an opinion about how you should go about purchasing a home, and there is so much information out there about what you should and shouldn’t do that it’s easy to feel bombarded. Despite the fact that you may be experiencing information overload as you start researching the home buying process, it’s important to…

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Mortgage Interest Rates: What You Need to Know When Buying a Home

Posted in Mortgage BasicsPosted by Maple Tree Funding

Mortgage interest rates are one of those things that people care a lot about when they are shopping for a home, but often misunderstand. At Maple Tree Funding, we’re in the business of helping people finance their homes, and we are passionate about all things mortgage. We work hard to ensure that our clients and customers understand the mortgage process and all the components that impact what they will pay for their home. Here, we’ll…

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What Are the Current New York Interest Rates? How to Get an Accurate Quote

Posted in Mortgage InfoPosted by Maple Tree Funding

As a New York State mortgage broker, we are asked about the current NY interest rates quite frequently. Home buyers want to obtain the most competitive rate available – and rightfully so, as your mortgage interest rate can impact how much you pay for your home overall and what you’re paying on a monthly basis. Unfortunately, there is no one-size-fits-all answer to this question. The mortgage interest rates are constantly fluctuating based on a variety…

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Why You Should Have a New York VA Mortgage If You Are an Eligible Veteran

Posted in Government MortgagesPosted by Shane Latza

When it comes to securing a mortgage, there are many loan products available. In some cases, homebuyers are eligible for a number of loan types, giving them a few options to choose from when it comes to financing a new home. Unfortunately, when it comes to VA loans, many qualified veterans do not find out they were eligible until they’ve already committed to another type of home loan. Choosing a Home Loan Product – Are You…

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Private Mortgage Insurance: What You Need to Know When Buying a Home

Posted in Home Buying Tips & InfoPosted by Maple Tree Funding

Private mortgage insurance, or PMI, is something most first time home buyers encounter during their journey towards a home purchase. But despite the fact that it’s so common, PMI is something that many people don’t fully understand or know about as they begin the home buying process. Here, we’ll delve into the details of private mortgage insurance and answer some frequently asked questions about this aspect of purchasing a home. What is Private Mortgage Insurance?…

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