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Industry Insights, Trends & Mortgage News

How Do I Shop For A New York Mortgage?

Posted in About UsPosted by Maple Tree Fundingcouple consulting a mortgage broker about shopping for a home loan

Shopping for a mortgage can be an intimidating process, but Maple Tree Funding makes it easy for you to understand the options and rates available! How to Shop for a Mortgage Many people know that the home buying process starts with shopping mortgage options – but they have no idea where to begin when it comes to shopping for a home loan. Get Your Finances in Order For most people the most logical place to start…

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FHA Loans vs. USDA Loans

Posted in Guide to FHA Home Loans, Guide to USDA Home LoansPosted by Maple Tree FundingYoung couple consulting with mortgage broker about FHA vs. USDA home loan options

When choosing a loan program, it’s important to understand your options. Let’s take a look at two different types of popular government loan programs – FHA loans and USDA loans – and how they compare to one another. Weighing Your Options: FHA Loans vs. USDA Loans Government mortgages are backed by the government, as their name indicates, meaning that the government ensures repayment to the bank or lender if you happen to default on your…

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New York USDA Loan Income Limits

Posted in Guide to USDA Home LoansPosted by Shane LatzaUSDA Loan concept. Man holding book.

As of May 12, 2021, the USDA Rural Development Single Family Housing Guaranteed Loan Program has updated the USDA home loan income limits for counties throughout the United States, including counties in New York State. USDA loan income limits vary based on geographic location and household size. This latest update has increased income limits for some regions, while the limits for other areas have remained the same as they were during 2020. Understanding USDA Mortgage…

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VA Now Offers Home Loan Options for National Guard Service Members

Posted in Guide to VA Home LoansPosted by Maple Tree FundingFlags of United States National Guard and USA painted on cracked wall

A recent update to VA home loan benefits has expanded home loan eligibility to US National Guard service members. Certain members of the Army National Guard and the Air National Guard are now eligible to apply for VA home loan benefits when working towards purchasing a home. Expanded VA Loan Eligibility in 2021 This change to the VA’s eligibility guidelines was brought about by the “Johnny Isakson and David P. Roe, M.D. Veterans Health Care…

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Maple Tree Funding: A Locally-Owned Mortgage Company in Glens Falls NY

Posted in About UsPosted by Maple Tree FundingMaple Tree Funding logo

Maple Tree Funding is a locally owned and operated mortgage company with a conveniently located Glens Falls office in Queensbury, NY. We have been serving customers in the Glens Falls region and beyond for nearly 2 decades. An A+ accredited Better Business Bureau member, Maple Tree Funding believes in using the strengths of your individual financial profile to get you the lowest interest rates and closing costs available to you when securing a mortgage. A…

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