Loan Officer vs Mortgage Broker: How They Differ & Why It Matters
When looking to secure a mortgage, borrowers typically work with one of two types of professionals: loan officers or mortgage brokers. When choosing who to…
Author: Shane Latza
USDA / VA / FHA Appraisal Requirements
In order for a loan to be financed, certain USDA, VA or FHA appraisal requirements must be met. The following will need to be repaired…
Celebrating 20 Years of Excellence at Maple Tree Funding
We’re celebrating 20 years of service in the Capital Region and New York State! In 2003, Maple Tree Funding first opened its doors, and we’ve…
Onondaga County: A Haven for Home Buyers in Central NY
Nestled in the heart of Upstate NY, Onondaga County is a vibrant county that offers something for everyone. Dotted with charming towns and small cities…
VA Funding Fees in Place Until November 2031
Editor’s Note: This article is up to date as of October of 2024. Looking to purchase a home using a VA loan? Early in 2023,…
FHA Loans vs. USDA Loans
When choosing a loan program, it’s important to understand your options. Let’s take a look at two different types of popular government loan programs –…
FHA Mortgage Insurance Rates: 2024
Editor’s Note: This article is up to date as of October of 2024. Looking for the FHA mortgage insurance rates for 2024? In early 2023,…
VA Loan Residual Income Requirements
VA home loans are among the best mortgages available for homebuyers who qualify. They offer favorable terms and competitive rates – but you must meet…
Maximum VA & Conforming Loan Limits Increased for 2026
The Federal Housing Finance Agency has announced that conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2026 will increase by…