Home Mortgage & Refinancing Serving Locations Throughout New York State
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Can I buy a home?

Many times we are asked the question “Can I buy a home”?  Some of our clients worry that they do not have enough down payment or their credit scores are too low.  Maple Tree Funding is here to help…  With 100% financing programs such as USDA and VA Loans, we offer our borrowers that are eligible a 100% no out of pocket financing option.  Our Veterans can enjoy a 100% financing no Monthly Mortgage Insurance Loan.

For those who have some money but not 20% down, we have FHA options with as little as 3.5% down!  Seller’s concession of up to 6% can help pay for closing costs as well.

If you are concerned about your credit, Maple Tree Funding will do a full analysis and see if you qualify now (perfect credit not required) or if you need help, we will give you a plan of action to increase your credit scores to get you ready.  Too many people think you need a 700+ score to purchase a home… this is not true…  some banks are lending to 620 credit scores depending upon other factors such as income history and assets.

Visit www.mapletreefunding.com for more info or send us an email at Blog@mapletreefunding.com if you have any questions or would like us to help you get ready for your home purchase or refinance!

Maple Tree Funding


Posted in FAQs on Wednesday, December 7, 2011 by Maple Tree Funding