Should You Lock In a Mortgage Interest Rate or Let it Float?
When you first start looking into obtaining a home mortgage, you will likely be quoted a simple mortgage interest rate that is generally available at the…
FAQs
How Do Mortgage Lenders Determine Your Qualifying Credit Score?
In a typical mortgage application scenario, a home buyer will have 3 credit scores: one from TransUnion, one from Equifax, and one from Experian. If…
Mortgage Down Payments & Private Mortgage Insurance (PMI)
The Down Payment Hurdle: How Much is Too Much? For most first-time home buyers, saving enough money for a down payment is the biggest hurdle…
Can I buy a home?
Many times we are asked the question “Can I buy a home”? Some of our clients worry that they do not have enough down payment or…