USDA / VA / FHA Appraisal Requirements
In order for a loan to be financed, certain USDA, VA or FHA appraisal requirements must be met. The following will need to be repaired…
Guide to FHA Home Loans
FHA Loans vs. USDA Loans
When choosing a loan program, it’s important to understand your options. Let’s take a look at two different types of popular government loan programs –…
FHA Mortgage Insurance Rates: 2024
Editor’s Note: This article is up to date as of October of 2024. Looking for the FHA mortgage insurance rates for 2024? In early 2023,…
Do You Qualify for an FHA Loan in NY?
The Federal Housing Authority (FHA) backs mortgage loans for people who don’t quite fit the traditional underwriting criteria for getting approved for a home of…
2026 FHFA and FHA Loan Limit Changes
Both the Federal Housing Finance Agency (FHFA) and the Federal Housing Administration (FHA) will have increased maximum loan limits for 2026. 2026 FHFA Loan Limits…
FHA Property Flipping Rules
The Federal Housing Administration offers home loans that provide buyers with lower down payment requirements and more flexible lending standards than many conventional loans and…
How To Apply For An FHA Loan
Applying for an FHA Loan is not much different than applying for a standard conventional mortgage. There are extra documents specific to FHA that must…
FHA Mortgages in Albany & Saratoga, New York
FHA mortgages in Albany New York and Saratoga New York are mortgages insured by the United States Federal Housing Administration. Here at Maple Tree Funding…
What is the Minimum Credit Score for an FHA Mortgage?
Unfortunately, there isn’t just one answer to the question “what is the minimum credit score for an FHA Mortgage.” Obtaining a mortgage is more than just…