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First Time Homebuyers

7 Home Buying Myths You Should Stop Believing

Posted in First Time Homebuyers, Home Buying Tips & InfoPosted by Maple Tree Funding

If you’re just starting your search for a home, you may be feeling intimidated and a bit overwhelmed. Everyone seems to have an opinion about how you should go about purchasing a home, and there is so much information out there about what you should and shouldn’t do that it’s easy to feel bombarded. Despite the fact that you may be experiencing information overload as you start researching the home buying process, it’s important to…

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What To Expect During The New York State Mortgage Process

Posted in First Time HomebuyersPosted by Maple Tree Funding

An Overview of The Initial Document Review, Underwriting, Property Appraisal and Clear to Close Stages The mortgage process can seem daunting and a bit overwhelming, especially if you’re a first time homebuyer. When shopping your home financing options for the very first time, it can be tough to know where to start – and to know what to expect as you move forward with obtaining a mortgage. At Maple Tree Funding, we work hard to…

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How to Save For Your First Home: 7 Tips for Saving For a House

Posted in First Time Homebuyers, Home Buying Tips & InfoPosted by Maple Tree Funding

Saving for a home can feel like an impossible task, especially if you’ve never done it before. It’s true that a house will likely be the largest purchase you make in your life – but saving for buying a house is actually easier than most people think. All it takes is some mindfulness and a bit of strategy to start effectively saving for your first home. With these tips and tricks, you’ll have enough for…

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What Mortgage Program Should I Apply For?

Posted in First Time HomebuyersPosted by Shane Latza

There are many mortgage programs available to homebuyers and trying to find the best match on your own can be difficult to do. So with all of the various programs and lenders that are willing to offer you credit, how do you decide which program works best for you? That’s where a Mortgage Broker comes in! Working With A Mortgage Broker to Choose A Mortgage Mortgage brokers have access to dozens of lenders, each having their…

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How Much Do I Need for a Down Payment on a House in New York State?

Posted in First Time HomebuyersPosted by Maple Tree Funding

One of the most common questions we receive from potential homebuyers is “How much do I need for a down payment on a home?” For first time homebuyers and experienced homebuyers alike, this question is an important one. The answer will influence how much they are able to spend on a house and, in some cases, whether or not they can purchase a home at all. Do I Need to Put 20% Down To Purchase…

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