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Home Buying Tips & Info

3 Key Advantages of Working with a Local, Independent Mortgage Broker

Posted in Home Buying Tips & InfoPosted by Maple Tree Fundinggraphic of an airport terminal with benefits of working with mortgage brokers listed on the arrival and departure screens

Many mortgage lenders and banks showcase their low prices and advertise low rates to attract customers. While this is not especially surprising, what IS often surprising to home buyers are the added fees, delays, and other complications of working with a big bank or nationwide lender.  These additional expenses and other problems often end up costing home buyers MORE than they had expected.  So while big banks and lenders may claim that they are the…

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New York STAR Program Changes: Who Will Receive STAR Refund Checks?

Posted in Home Buying Tips & InfoPosted by Shane Latzahead on view of open mailbox containing a STAR refund check

Back in 2016, the New York STAR Program (School Tax Assessment Relief) went through some changes that continue to impact certain homeowners. To find out more about what STAR is, please visit our “How The Star Program Helps Lower Your School Taxes” blog. Due to the changes made to the program in 2016, those who are participating in the STAR program are now in one of two categories: home owners who receive a school property…

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What Should I Do With My Tax Refund?

Posted in Home Buying Tips & InfoPosted by Shane Latza

Tax season is an exciting time, especially for those individuals who are expecting a tax refund! Having some extra money on hand is a refreshing change of pace for many. With tax refunds comes opportunity. When it comes to making the most of your tax refund, you have many options to choose from. Expecting a tax refund this year, but you are not quite sure what to do with it? Consider these options for how to…

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7 Home Buying Myths You Should Stop Believing

Posted in First Time Homebuyers, Home Buying Tips & InfoPosted by Maple Tree Fundingillustration of a Sasquatch in the woods

If you’re just starting your search for a home, you may be feeling intimidated and a bit overwhelmed. Everyone seems to have an opinion about how you should go about purchasing a home, and there is so much information out there about what you should and shouldn’t do that it’s easy to feel bombarded. Despite the fact that you may be experiencing information overload as you start researching the home buying process, it’s important to…

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What Are the Current New York Interest Rates? How to Get an Accurate Quote

Posted in Home Buying Tips & InfoPosted by Maple Tree Funding

As a New York State mortgage broker, we are asked about the current NY interest rates quite frequently. Home buyers want to obtain the most competitive rate available – and rightfully so, as your mortgage interest rate can impact how much you pay for your home overall and what you’re paying on a monthly basis. Unfortunately, there is no one-size-fits-all answer to this question. The mortgage interest rates are constantly fluctuating based on a variety…

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