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Home Buying Tips & Info

The Benefits of Rounding Up Your Mortgage Payments

Posted in Home Buying Tips & InfoPosted by Shane Latza

If you own a home, you likely make it a point to save each month in order to make sure that you can make your monthly mortgage payment and you are never late. Though you save and save each month, it may feel like you’re never going to reach the day when your mortgage is paid off. Reducing your mortgage term may seem appealing, but it also may seem impossible. If you are looking to reduce…

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2015 HUD Appraisal Requirement Changes

Posted in Home Buying Tips & InfoPosted by Shane Latza

Effective September 14, 2015, HUD Handbook 4000.1 (“HUD 4000.1”) contains numerous updates for appraisers to note on appraisals. There are hundreds of changes, and Maple Tree Funding has put together some of these changes to help our clients and realtor colleagues be ready for them. This blog post is just a summary, and is in no way inclusive of all of the changes. This post includes changes to the 4000.1 which will have the greatest impact on the…

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3 Simple Habits for a Better Credit Score

Posted in Home Buying Tips & InfoPosted by Meghan FlewwellingCredit score report with keyboard

If you are thinking about buying a new home there are a lot of things to consider! Early on in the process you may wonder “Am I even credit qualified to purchase a home?” Whether you are hoping to buy a home next month or next year, it is important to realize that your credit score (also known as your FICO Score) and credit profile play a significant role in your ability to qualify for a mortgage….

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Homebuying Season Is Coming! Prequalify for a Home Loan with Maple Tree Funding!

Posted in Home Buying Tips & InfoPosted by Maple Tree Funding

The bitter chill that’s been hanging around Upstate NY during the past couple of weeks has made it hard to believe that spring is just around the corner. But the truth is, in just a few weeks spring will be here! Here at Maple Tree Funding, we’re excited about spring for a few reasons: warmer weather, longer days, and prime opportunities for homebuyers!

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Choosing the Right Real Estate Agent: It’s All About You

Posted in First Time Homebuyers, Home Buying Tips & InfoPosted by Maple Tree FundingYoung couple in a meeting with a realtor.

When you are trying to find the home of your dreams, partnering with a great real estate agent can be a significant advantage. After all, your agent will be there for you during what is potentially the most expensive transaction of your life. So how do you know who is right for you? How to Find a Real Estate Agent In most areas, there are numerous real estate organizations and even more realtors vying for…

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