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FAQs

Mortgage Interest Rates: What You Need to Know When Buying a Home

Posted in FAQs, Mortgage Basics & InformationPosted by Maple Tree Funding

Mortgage interest rates are one of those things that people care a lot about when they are shopping for a home, but often misunderstand. At Maple Tree Funding, we’re in the business of helping people finance their homes, and we are passionate about all things mortgage. We work hard to ensure that our clients and customers understand the mortgage process and all the components that impact what they will pay for their home. Here, we’ll…

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Understanding the Mortgage Pre-Qualification Process

Posted in Mortgage Basics & InformationPosted by Maple Tree Funding

If you’re looking to purchase a new home, one of the very first steps you should take is to get pre-qualified for a home mortgage. Here, we’ll delve into the details of what you need to know about mortgage pre-qualification, including what’s involved in the pre-qualification process, the benefits of being pre-qualified for a mortgage, and what you need to get the pre-qualification process started today! What is Mortgage Pre-Qualification? Mortgage pre-qualification is essentially the…

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Home Mortgage Loans & Your Credit Score: What You Need to Know

Posted in FAQs, Mortgage Basics & InformationPosted by Maple Tree Fundingimage of a gauge pointing to a good credit score

Despite their importance and influence when it comes to obtaining a mortgage and financing a home purchase, most home buyers have a limited understanding of what credit scores are and what they mean. Here, our mortgage experts will tell you everything you need to know about credit scores in relation to home mortgages so you’ll be well prepared as you start the mortgage process and work towards purchasing your next home! What is a Credit…

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Is New York Home Ownership Right For You?

Posted in First Time Homebuyers, Mortgage Basics & InformationPosted by Maple Tree Funding

If you are currently renting but you’re beginning to consider home ownership as an option, there are many things to consider. From finances and mortgage options to the pros and cons of home ownership, this post is a helpful resource that will assist you in deciding whether or not buying a home in New York is the right choice for you! First Things First – What is a Mortgage? The very first thing you’ll want…

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NY STAR Program Registration for Homeowners

Posted in Mortgage Basics & InformationPosted by Maple Tree Funding

Starting in 2014 and beyond, in order to receive Basic STAR exemption in New York State, new legislation is requiring all New York Homeowners receiving a Basic STAR exemption to register with the New York State Tax Department in order to receive the exemption going forward. The Registration period stated on August 19th, 2013 and is going to continue through December 31st, 2013.  For more information please visit The New York State Department of Taxation…

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