USDA / VA / FHA Appraisal Requirements
In order for a loan to be financed, certain USDA, VA or FHA appraisal requirements must be met. The following will need to be repaired…
Guide to USDA Home Loans
FHA Loans vs. USDA Loans
When choosing a loan program, it’s important to understand your options. Let’s take a look at two different types of popular government loan programs –…
What is Considered “Rural” When It Comes to USDA Home Loans?
USDA home loans are a terrific option for many home buyers who qualify, as they offer 100% financing and very competitive interest rates. In order…
New York USDA Loan Income Limits
Editor’s Note: This article is up to date as of January of 2026. As of June 18th, 2025, the USDA Rural Development Single Family Housing…
Why Would My USDA Home Loan be Denied?
Editor’s Note: This article is up to date as of October of 2024. Did you know there is an option for rural homebuyers in upstate…
USDA Mortgage Refinancing: Understanding Your Options
USDA home loans can be hugely advantageous for those looking to purchase homes in rural areas throughout New York State. Because they deliver 100% financing…
USDA Loan FAQs
USDA home loans are a popular choice among first time home buyers and repeat home buyers alike – and for good reason. They offer a…
Understanding the USDA Home Loan Process
Editor’s Note: This article is up to date as of October of 2024. USDA home loans offer a number of benefits, which make them a…
USDA Loans for First Time Home Buyers
Purchasing your first home can be an exciting and, in some ways, overwhelming experience. With many mortgage options to consider, one of the most overwhelming…