Home Mortgage & Refinancing Serving Locations Throughout New York State
Call us Today: 518-782-1202

Guide to VA Home Loans

Certified Veterans Lending Specialist Certification

Posted in Guide to VA Home LoansPosted by Maple Tree FundingUSA flag and key from home as symbol of VA home loan

At Maple Tree Funding, we are proud to serve those who have served our country by helping qualified veterans secure VA home loans to finance their home purchases.  VA mortgages are a terrific option for those who qualify, but there are many important nuances to consider when looking to maximize the benefit veterans gain from this type of loan. We work hard to stay at the forefront of all things related to VA mortgages so…

Continue Reading »

VA Home Loan FAQs

Posted in FAQs, Guide to VA Home LoansPosted by Web AdminAmerican flag and key from home. VA loan concept.

The VA home loan program is one of the best and most popular benefits the U.S. Department of Veterans Affairs provides to active-duty service members, veterans, and eligible surviving spouses. This guaranteed loan program is provided through private lenders, like banks and mortgage companies. Because the government guarantees a portion of the loan, lenders can provide more favorable terms. Since there’s some confusion about VA home loans among New York residents, let’s take a closer…

Continue Reading »

How to Obtain a DD214 for Military Members Seeking VA Loans

Posted in Guide to VA Home LoansPosted by Maple Tree FundingUSA flag and models of house. VA home loan concept.

VA home loans are some of the best mortgages available for those who are eligible. But for some eligible veterans, proving that eligibility and verifying it with a Certificate of Eligibility (COE) or DD214 form is a challenge, often because they may not know how to go about obtaining the necessary documentation of their military service. Here, we’ll share the details of how to go about getting your DD214 if you do not currently have…

Continue Reading »

Maximum VA & Conforming Loan Limits Increased for 2022

Posted in Guide to VA Home LoansPosted by Maple Tree FundingWhiteboard with rising graph is isolated on white background.

The Federal Housing Finance Agency has announced that conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2022 will increase by 18.05 percent. Throughout the majority of the U.S., the 2022 maximum conforming loan limit for one-unit properties will be $647,200, an increase from $548,250 in 2021.  For 2022, the VA loan limits will once again align with the FHFA conforming loan limits. This means that throughout the majority of the…

Continue Reading »

VA Now Offers Home Loan Options for National Guard Service Members

Posted in Guide to VA Home LoansPosted by Maple Tree FundingFlags of United States National Guard and USA painted on cracked wall

A recent update to VA home loan benefits has expanded home loan eligibility to US National Guard service members. Certain members of the Army National Guard and the Air National Guard are now eligible to apply for VA home loan benefits when working towards purchasing a home. Expanded VA Loan Eligibility in 2021 This change to the VA’s eligibility guidelines was brought about by the “Johnny Isakson and David P. Roe, M.D. Veterans Health Care…

Continue Reading »