Maximum VA & Conforming Loan Limits Increased for 2026
The Federal Housing Finance Agency has announced that conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2026 will increase by…
Industry Insights, Trends & Mortgage News
Certified Veterans Lending Specialist Certification
At Maple Tree Funding, we are proud to serve those who have served our country by helping qualified veterans secure VA home loans to finance…
What is Considered “Rural” When It Comes to USDA Home Loans?
USDA home loans are a terrific option for many home buyers who qualify, as they offer 100% financing and very competitive interest rates. In order…
Working with a NYS Registered Mortgage Broker
The home purchase process feels intimidating enough for many home buyers – especially those who are going through the process for the first time. But…
How Does a Gift of Equity Work?
In our decades of facilitating home purchases for our clients and customers, we’ve seen equity gifts help home buyers to purchase houses many times. Thinking…
New York USDA Loan Income Limits
Editor’s Note: This article is up to date as of January of 2026. As of June 18th, 2025, the USDA Rural Development Single Family Housing…
NY Mortgage Guide: What to Expect
Editor’s Note: This article is up to date as of September 2025. The New York mortgage process can seem daunting and a bit overwhelming, especially…
Do You Qualify for an FHA Loan in NY?
The Federal Housing Authority (FHA) backs mortgage loans for people who don’t quite fit the traditional underwriting criteria for getting approved for a home of…
Why Would My USDA Home Loan be Denied?
Editor’s Note: This article is up to date as of October of 2024. Did you know there is an option for rural homebuyers in upstate…