Home Mortgage & Refinancing Serving Locations Throughout New York State
Call us Today: 518-782-1202

Industry Insights, Trends & Mortgage News

What Are the Current New York Interest Rates? How to Get an Accurate Quote

Posted in Home Buying Tips & InfoPosted by Maple Tree Funding

As a New York State mortgage broker, we are asked about the current NY interest rates quite frequently. Home buyers want to obtain the most competitive rate available – and rightfully so, as your mortgage interest rate can impact how much you pay for your home overall and what you’re paying on a monthly basis. Unfortunately, there is no one-size-fits-all answer to this question. The mortgage interest rates are constantly fluctuating based on a variety…

Continue Reading »

Why You Should Have a New York VA Mortgage If You Are an Eligible Veteran

Posted in Government MortgagesPosted by Shane Latza

When it comes to securing a mortgage, there are many loan products available. In some cases, homebuyers are eligible for a number of loan types, giving them a few options to choose from when it comes to financing a new home. Unfortunately, when it comes to VA loans, many qualified veterans do not find out they were eligible until they’ve already committed to another type of home loan. Choosing a Home Loan Product – Are You…

Continue Reading »

Private Mortgage Insurance: What You Need to Know When Buying a Home

Posted in Home Buying Tips & InfoPosted by Maple Tree Funding

Private mortgage insurance, or PMI, is something most first time home buyers encounter during their journey towards a home purchase. But despite the fact that it’s so common, PMI is something that many people don’t fully understand or know about as they begin the home buying process. Here, we’ll delve into the details of private mortgage insurance and answer some frequently asked questions about this aspect of purchasing a home. What is Private Mortgage Insurance?…

Continue Reading »

Understanding the Mortgage Pre-Qualification Process

Posted in Mortgage Basics & InformationPosted by Maple Tree Funding

If you’re looking to purchase a new home, one of the very first steps you should take is to get pre-qualified for a home mortgage. Here, we’ll delve into the details of what you need to know about mortgage pre-qualification, including what’s involved in the pre-qualification process, the benefits of being pre-qualified for a mortgage, and what you need to get the pre-qualification process started today! What is Mortgage Pre-Qualification? Mortgage pre-qualification is essentially the…

Continue Reading »

Home Mortgage Loans & Your Credit Score: What You Need to Know

Posted in FAQs, Mortgage Basics & InformationPosted by Maple Tree Funding

Despite their importance and influence when it comes to obtaining a mortgage and financing a home purchase, most home buyers have a limited understanding of what credit scores are and what they mean. Here, our mortgage experts will tell you everything you need to know about credit scores in relation to home mortgages so you’ll be well prepared as you start the mortgage process and work towards purchasing your next home! What is a Credit…

Continue Reading »