As of May 12, 2021, the USDA Rural Development Single Family Housing Guaranteed Loan Program has updated the USDA home loan income limits for counties throughout the United States, including counties in New York State. USDA loan income limits vary based on geographic location and household size. This latest update has increased income limits for some regions, while the limits for other areas have remained the same as they were during 2020. Understanding USDA Mortgage…
Continue Reading »A recent update to VA home loan benefits has expanded home loan eligibility to US National Guard service members. Certain members of the Army National Guard and the Air National Guard are now eligible to apply for VA home loan benefits when working towards purchasing a home. Expanded VA Loan Eligibility in 2021 This change to the VA’s eligibility guidelines was brought about by the “Johnny Isakson and David P. Roe, M.D. Veterans Health Care…
Continue Reading »Maple Tree Funding is a locally owned and operated mortgage company with a conveniently located Glens Falls office in Queensbury, NY. We have been serving customers in the Glens Falls region and beyond for nearly 2 decades. An A+ accredited Better Business Bureau member, Maple Tree Funding believes in using the strengths of your individual financial profile to get you the lowest interest rates and closing costs available to you when securing a mortgage. A…
Continue Reading »Clifton Park is a popular Capital District town located south of Saratoga Springs and north of Albany. Its southernmost location in Saratoga County provides commuters with easy access to nearby employment opportunities, both in the county as well as in the Albany/Schenectady/Troy area, yet residents enjoy an environment that reflects the suburban appeal of the town’s many neighborhoods and hamlets. Perks of Living in Clifton Park, NY Local Attractions & Conveniences Capital District residents often…
Continue Reading »A lot of items will make the list of “must-haves” when you begin searching for your new home. Two items that commonly rank high on this list are: a good school district and low taxes. Unfortunately, those two items don’t always go hand in hand, but New York’s STAR program can help with this. What is the New York STAR Program? The NY STAR Program is the School Tax Assessment Relief program, and is a tax…
Continue Reading »