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Home Affordability Calculator

Looking at homes in New York State? Trying to narrow your search to only the homes you can reasonably afford? This calculator will help you establish an affordable price range for your new home, based on actual income and debt levels, current mortgage rates and term, insurance, and tax rates, delivering both a conservative estimate as well as a more aggressive estimate of what you can afford.

Disclaimer: The accuracy of the results of this calculator is not guaranteed as well as its applicability to your particular circumstances. This calculator is intended to give you an idea of home affordability, based on different scenarios.

For the most accurate information, or to get pre-approved for a mortgage, contact the licensed professionals at Maple Tree Funding. We will help you understand how much home you can afford, based on your current financial situation and the specific details of the property you wish to purchase. Fill out the quick application form to the right or give us a call at 518-782-1202.

Enter Data Here

Monthly Income
Monthly Debts
Down Payment
Funds available for home purchase

Taxes and Insurance

Annual Property Tax
Annual Hazard Insurance

Loan Conditions

Annual Interest Rate
Loan Term

Your Estimated Results

Conservative Estimate
Agrressive Estimate
Maximum Mortgage Amount
Down Payment
Property Sales Price
Closing Costs
Down Payment & Closing Costs
Funds Surplus / Shortage (-)
Monthly Loan Payment
Monthly Property Tax
Monthly Hazard Insurance
Monthly PMI Insurance
Monthly Housing Expense

Quick Application