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Fulton County Mortgage & Refinancing Options

Maple Tree Funding is proud to conduct business in Fulton County, New York. We have assisted numerous first-time home owners with mortgages as well as providing refinancing options for existing homeowners throughout the area, including Broadalbin, Gloversville, Johnstown and Mayfield.

Fulton County is situated in the southern Adirondacks and encompasses the Great Sacandaga Lake as well as many other waterways. This scenic area continues to attract a growing number of residents. Many of the county’s picturesque villages and towns are located just 40 minutes from Albany, yet a world away from the Capital District’s hustle and bustle, giving homeowners in this area the best of both worlds.

A benefit for potential homeowners in this area is that USDA Loans might be an option, depending on location and eligibility requirements. We can review your home ownership goals and your finances to help you discover the right options for you, whether that’s a fixed-rate, adjustable-rate, FHA, USDA or VA loan. At Maple Tree, we work with numerous lenders and can shop your mortgage around for you to get the most competitive rate on the market. There are even mortgages available for those with bad credit.

Contact Maple Tree Funding and we will provide you with a free consultation to help you understand your options and what might be best for you.

Fulton County’s USDA Mortgage Eligibility is dependent on where the home is located, as defined below:

The ineligible area of Fulton County that includes the incorporated cities of Johnstown and Gloversville begins at a point in the Town of Johnstown where the City of Johnstown city line intersects County Route 107. North along the City of Johnstown city line to a point where the city line intersects State Route 29; thence east along State Route 29 to Hales Mills Road Extension. Proceed northerly along Hales Mills Road Extension to a point where Hales Mills Road Extension intersects State Road 30A; thence north on State Road 30A to where it intersects the City of Gloversville city line. Continuing along the City of Gloversville city line to a point where the City of Gloversville city line meets the City of Jownstown city line. Continue along the City of Johnstown city line to the point of beginning.

For more information, call 518-782-1202 or contact us with a time that works best for you, and we’ll give you a call!

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