USDA Mortgage Loans Oswego County, New York

Oswego County is located in northwestern New York State. The county is situated just north of Syracuse and northwest of Utica, along the eastern shore of Lake Ontario. As with Oneida County, part of the Tug Hill Plateau lies within the boundaries of Oswego County.

There are a variety of communities and villages in Oswego County, including the cities of Oswego and Fulton as well as smaller towns and villages including Albion, Granby, West Monroe, Williamstown, Pulaski and Lacona.

If you are looking to mortgage or refinance a home in Oswego County in New York State, where that home is located may impact whether you qualify for a USDA mortgage, or another type of loan. Maple Tree Funding has the local knowledge and experience to help you understand what your residential financing options are in Oswego County! Contact us today, give us a call or fill out the form on the right to learn more.

Oswego County NY USDA Mortgage Eligibility:

Oswego County (City of Oswego), New York

The ineligible area in Oswego County, New York encompasses the city limits of the City of Oswego. The city limits of Oswego are described as follows:

Beginning at the most northeastern point of the Oswego city boundary from Lake Ontario southeast following the city boundary and intersecting Route 1 to continue in the same southeasterly direction to Kocher Road. Continuing southerly along Kocher Road, following the city boundary to the intersection of Route 104 and the City Line Road. Continuing along City Line Road south along the city boundary to Churchill Road. West along Churchill Road following the city boundary to the Oswego River. Crossing the Oswego River continuing west along the city boundary to Route 25. Continuing northwesterly along the Conrail Railroad to a point where the city boundary travels east to run parallel with Byer Road to the Route 7 (Johnson Road) intersection. Following Route 7 (Johnson Road) north to Route 104 and continuing in the same northerly manner, following city boundary to Lake Ontario.

Oswego County (City of Fulton), New York

The ineligible area of Oswego County, New York encompasses the City limits of the City of Fulton. The City limits of Fulton are described as follows:

Beginning at the most northeastern point of the City of Fulton city boundary, south along the city boundary to Waterhouse Creek. Continuing southeasterly along Waterhouse Creek to the intersection of Fay Street and Foxwood Avenue, continuing southwesterly parallel to Fay Street along the city boundary to a point where the city boundary travels south to Route 481. Continuing southeasterly along Route 481 to the intersection of Route 57. Continuing southeasterly along Route 57 to the Oswego River. At the southeastern most point of the city boundary and the Oswego River, east to Lake Neatahwanta intersecting both Route 48 and Route 176. Continuing along the eastern shore of Lake Neatahwanta to the northern most point of Lake Neatahwanta where the city boundary begins and travels north to intersect with State Route 3, traveling west parallel with West 11th Street to the intersection of County Route 3. Continuing parallel with County Route 3 west to the point where the city boundary travels north and then east to the Oswego River. Continuing from the eastern bank of the Oswego River traveling east along the most northern city limit boundary to the starting point.

For more information please fill out the quick on-line application form or contact us at 518-782-1202.