Washington County in Upstate New York is dotted with scenic byways and waterways, rural landscapes and charming, historic villages spanning a wide variety of locations from north to south that can place you near the Adirondacks, New England’s Vermont, Saratoga or the Rensselaer/Troy area of the Capital Region. This gives potential homeowners a wide variety of options when looking at homes in this area.
To the north, the western part of the County runs along Lake George and Warren County, the eastern border along Lake Champlain and Vermont and the northern border along Essex County. The southern portion borders the counties of Saratoga and Rensselaer.
In addition to the two well-known lakes mentioned above, the county’s many waterways include the Hudson River, Mettawee River, the Battenkill, the Champlain Canal, Hadlock and Copeland Ponds, Cossayuna Lake and many others. In fact, the county’s water and land routes shaped its role throughout history, dating back to pre-Revolutionary times.
Some of Washington County’s more popular towns and villages include Argyle, Cambridge, Fort Ann, Fort Edward, Granville, Greenwich, Hudson Falls, Salem and Whitehall.
There are a variety of home loan options available for those interested in purchasing homes in Washington County.
Portions of the county are eligible for USDA loans, which offer attractive benefits such as no money down, 100% financing and typically competitive interest rates.
If the home you are purchasing is not in a USDA-eligible area of Washington County, other government-funded financing options may be available, including FHA loans or VA loans for veterans, service members, and their spouses. It can be helpful to work with a mortgage broker to understand which, if any, government mortgage options you may qualify for.
Financing your home purchase through a conventional mortgage is also an option in New York’s Washington County. Depending on your specific situation, adjustable rate mortgages, fixed rate mortgages, conforming loans or non-conforming loans may all be possibilities you consider for making your home purchase. Again, a mortgage broker can be a great ally when it comes to determining which of these Washington County mortgage options is right for you.
If you are looking for home refinancing or a home mortgage in Washington County, Maple Tree Funding can help. We’ve been providing residential financing services to potential and existing homeowners for over a decade. We have both the local knowledge and the industry experience to help you get the best home loan for your needs.
At Maple Tree, we work with dozens of lenders to shop your loan around and find you the best option based on your individual circumstances. Whether it’s a government sponsored program or a traditional fixed-rate or adjustable-rate loan, we’ll work to help you achieve your dreams of home ownership.
We even help those who need a non-conforming loan, such as a jumbo mortgage, or those with “bad credit.”
Contact Maple Tree Funding and we will provide you with a free consultation to help you understand your options and what might be best for you.
You can also fill out the quick application form on this page, or give us a call at 518-782-1202 to find out how we can help to make your dreams of homeownership a reality. Contact us today!