USDA Mortgages & Other Home Loans for Montgomery County, NY
Montgomery County lies just west of Albany, the Capitol of New York. This scenic and mostly rural area is home to ten villages and towns, and one city – Amsterdam. The County borders the Mohawk River on both the north and south sides, and it is this waterway to the West that initially spurred the County’s growth. The Erie Canal ran parallel to the Mohawk and connected the Hudson River to the Great Lakes.
As you can imagine, many of the County’s towns and villages grew around the canal, and while today this once vital waterway serves a primarily recreational role, Montgomery County still connects east to west via rail and the NYS Thruway.
Popular towns and villages include Amsterdam, Canajoharie, Florida, Fort Plain and St. Johnsville. For those who enjoy boating, there are a number of marinas and boat launches in the area, including Riverlink Park and the South Side boat launch in Amsterdam, as well as the Municipal Marina in St. Johnsville and Canajoharie’s Pavilion Landing. Farmer’s Markets, orchards and farms are also scattered throughout the area, offering residents plenty of healthy options for local produce and meats.
Maple Tree Funding has been providing residential financing services to Montgomery County residents for over a decade. If you are interested in purchasing or refinancing a home, we have the local knowledge and industry experience to help.
While in the past, areas near the city were excluded from USDA Mortgage eligibility, as of May 2014’s USDA lending area expansion, all of Montgomery County is eligible for USDA loans and their many attractive benefits, including 100% financing.
Maple Tree also offers FHA and VA loans, fixed-rate mortgages, variable loans and home loans for those with bad credit. Our ability to work with dozens of lenders benefits you as we can shop around to find the best program at the best rate, depending on your personal finances and the location you wish to purchase in.
Contact Maple Tree Funding, give us a call at 518-782-1202 or fill out the quick application form on the right. We will provide you with a free consultation to help you understand all your options and help you purchase the home of your dreams.