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Schenectady County Home Financing & Mortgage Options

Closeup of house key held by young man hugging his wife after purchasing a home in Schenectady CountySchenectady County is a beautiful, diverse area and one of the most desirable places to live in Upstate NY. With rural open spaces, high-tech industrial development, a bustling downtown and charming suburbs, Schenectady County is a flourishing area and an ideal place to live, work and raise a family. As one of the area’s top mortgage brokers, we’ve helped numerous families get their dream home.

Home Financing Options in Schenectady County

Nestled between Saratoga County, Albany County, Schoharie County and Montgomery County, Schenectady County is just minutes from New York’s Capital but offers easy access to the Mohawk and Hudson Rivers, scenic Saratoga Springs, the majestic Adirondacks Mountains, Vermont and beyond.

Schenectady County is home to a number of historic and cultural landmarks, including Proctors, a restored Vaudeville-era theater that serves as a venue for many musical and theatrical events and productions.

The county also features a number of nature preserves, parks and trails that showcase the region’s natural beauty. It is also home to a number of well established educational institutions, including Schenectady County Community College and Union College.

Potential homeowners have a variety of options when looking at homes in the Schenectady area, ranging from rural to suburban to urban. Some of the county’s most popular communities include Duanesburg, Glenville, Niskayuna, Rotterdam and Scotia.

Schenectady NY Mortgage Options

Because of the variety of homes to choose from in Schenectady County, there are a wide variety of mortgage options available to finance the purchase of homes in the Schenectady area as well.

The best type of mortgage for you will depend on the home you’re planning to purchase as well as your specific financial situation.

USDA Mortgages in Schenectady

Currently Schenectady County does not contain any areas that are eligible for USDA loans, however other government mortgages are available.

Available Government Mortgages

Federal Housing Administration (FHA) loans and Veterans Affairs (VA) loans are two types of eligible government mortgages in the Schenectady area. Find out if you qualify for either of these mortgages by contacting our team of mortgage experts!

Conventional Mortgages

Conventional mortgages are available throughout the Schenectady region as well. You can learn more about the various mortgage options that may be available to you here.

Jumbo Loans, Non-Conforming Mortgages & More

Have a Schenectady property in mind? Curious what types of mortgages you could use to finance the purchase? Give us a call at 518-782-1202 or contact our mortgage brokers online and we’d be happy to help you understand your mortgage options!

We know Mortgage Lenders! Let Us Be Your Mortgage Broker in Schenectady County NY

If you’re interested in purchasing a home or refinancing your home in thriving Schenectady County, Maple Tree Funding can help! We’ve been providing residential home financing services to residents and prospective residents in Schenectady County and other counties throughout New York State for more than a decade. With our industry experience and knowledge about local communities in Upstate NY, we can help you find the ideal mortgage lender and home loan to fit your needs and budget.

As a mortgage broker, we work with dozens of mortgage lenders to find you the best mortgage option based on your specific circumstances. From government loans and conventional mortgages to loans for those with bad credit, we can explore all of your options and help you procure the home loan that suits you best.

Get in touch with us today to learn more about the mortgage options available to you in Schenectady County. Give us a call at 518-782-1202 or contact us online to get started!

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