Working with a NYS Registered Mortgage Broker
The home purchase process feels intimidating enough for many home buyers – especially those who are going through the process for the first time. But while there is certainly a lot to figure out and understand when it comes to the process of purchasing a home, there’s no need to be intimidated when it comes to choosing who will guide you through the process and help you secure financing for your home purchase.
Financing for Your Home Purchase in NY
If you’re shopping for a home in New York State, there are many lenders to choose from – however, there are essentially 3 paths you can choose to take when it comes to financing. You can either:
- Work with a large national lender
- With with a bank, or
- Work with a local registered mortgage broker
Your specific situation will likely influence which of these options is the right choice for you. However, it’s worth noting that many home buyers in many different scenarios greatly benefit from working with a local NYS registered mortgage broker.
Why Choose a NYS Registered Mortgage Broker When Buying a Home?
There are many aspects of working with a NYS registered mortgage broker that make it appealing for first time home buyers and repeat home buyers alike.
A few of the main benefits of working with a NYS registered mortgage broker like Maple Tree Funding include:
Convenient Access to Competitive Mortgage Rates
With one credit report (Experian, TransUnion, & Equifax FICO scores) Maple Tree Funding is able to shop your home mortgage file to dozens of banks. We take the burden off of you, shop a wide variety of mortgage programs on your behalf, and come back to you with competitive mortgage options – some of which aren’t available to the general public via other lending institutions.
Personalized Attention
Because a local NYS registered mortgage broker is significantly smaller than the big banks and national lending institutions, you’ll receive the personalized attention you deserve as you navigate the home purchase process. We’ll be with you every step of the way, from pre-qualification to the closing table!
Speed
Registered NYS mortgage brokers like us aim to work faster than our large competitors, and we can often secure your financing and get you to the closing table faster than they can! We take pride in making home financing affordable and efficient!
These are just 3 of the MANY key advantages you’ll experience by working with a NYS registered mortgage broker to purchase a home in New York State. You can learn more about what a mortgage broker is, and why it’s beneficial to choose one when you’re shopping your mortgage options here.
Understanding Other Financing and Lending Options
Curious how other financing and lending options compare to working with a NYS registered mortgage broker? These resources highlights some of the key differences between brokers and other mortgage lenders.
What is a Mortgage Broker and How Does It Differ From a Bank? – Take a closer look at how banks and mortgage brokers differ so you can understand which option will be most beneficial for your specific home buying scenario.
Local Mortgage Brokers vs. National Lenders – A helpful local broker vs. large-scale national lender comparison to help you weigh the pros and cons of each.
Check out Maple Tree Funding – A Local NYS Registered Mortgage Broker with Decades of Experience
Working towards a home purchase? Here at Maple Tree Funding, our team of experienced mortgage professionals has helped thousands of buyers finance home purchases in New York State.
We’re a local mortgage broker that has gained the respect and trust of our community for decades – and we’d love the opportunity to guide you through the home buying process and assist you in financing the home you’ve always dreamed of.
You can learn more about the benefits of working with Maple Tree Funding here.
Interested in working with us to buy your first – or next – home? Feel free to reach out today by contacting us online, or give us a call at 518-782-1202 to get the conversation started!
Ready to get the mortgage application process started? Start your New York State mortgage application process here today!